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News and offers from AD Insurance Policy Skopje
 

NEW! Discount offers!

Dear citizens,

Your property and assets of your loved ones is safe when insured.

The risks that threaten your property (mobile and immobile) are always present and everywhere. Property owners can hardly compensate the damages they may possibly suffer, especially when they are big. With insurance, according to the principles of reciprocity and risk spread in this time and space, they are easily compensated.

The possibility of water mains burst or electrical installation flame is always present and can cause damage or destruction of the apartment or the house where the owners live, as well as the goods they own, which often can not be self-renewed.

НIncidental damages affect households and the consequences are severe and in many cases indispensable.

Only permanent insurance can eliminate the danger of risks.

A conscientious owner regularly ensures his apartment, house and other property and vehicles and usually leaves it to an insurance agent from our company to conclude most optimal insurance contract for him and his property in an honest and knowledgeable manner.

Thus, to least possible cost we will insure the property for maximum possible damage to our policy holder.

As a result of the economic situation and the need for all citizens to preserve their not easily acquired property, our insurance company decided to offer quality insurance coverage to secure your apartment, house and goods introducing the household insurance package and Casco motor vehicle insurance. To that end, we have the reduced the premium and provided additional discounts for insurance packages such as: motor vehicles liability insurance, household insurance and full Casco insurance. All citizens who signed motor vehicle liability insurance contract with our company can benefit from more favourable conditions for household insurance as follows:

  • ПHousehold insurance premium for residential buildings that use liquid and solid heating fuels is reduced by  5%..
  • Household insurance premium for residential buildings that use electricity for heating is reduced by 13%
  • Household insurance premium for residential buildings that use district heating is reduced by 33%.

All citizens who signed motor vehicle liability insurance and household insurance contract with our company can benefit from additional 20% off besides the regular discount to get full Casco insurance.

These benefits are valid until 31.12.2009 when you sign insurance contract with the voluntary types of insurance (household and Casco insurance) as a package with the obligatory motor vehicle liability insurance.

1) Premium motor vehicle liability insurance for passenger vehicles:

Motor power (КW) Premium Glass breakage
To 22 3.414 1.700
Over 22 – 33 4.077 1.900
Over 33 – 44 4.739 2.300
Over 44 – 55 5.453 2.700
Over 55 – 66 6.166 3.900
Over66 – 84 7.134 4.900
Over 84 –110 8.510 5.900
Over110 10.294 6.900

Bonus (Discount):

  • 5% discount per year when no claims filed on the previous policy

2) Premium household insurance for residential building 70 m2:


Type of heating
Premium (no discount) Discount Premium with discount
Liquid and solid fuels 2.614 5% 2.483
Electricity heating 2.614 13% 2.274
District heating 2.614 33% 1.751

Additional regular discounts:

  • 5% Discount for each renewed insurance;
  • 5% Discount per year when no claims filed on the previous policy;
  • 5% Discount for bullet-proof door.

3) Premiuim for Casco insurance passenger vehicles worth 13.000 Euros, theft risk included for all European countries, 500 Euros franchise:

  • No additional 20% discount                    14.071 denars;
  • With additional 20% discount                  11.257 denars

Regular discounts:

  • 10% discount per year when no claims filed on the previous policy;
  • 5% discount for car owners that are parents to one underaged child;
  • 10% discount for car owners that are parents to two or more underaged children;
  • 10% discount for vehicles older than 6 years.

 



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